| Mortgage Rates, Mortgage News and Strategy : The Mortgage Reports | 
- Mortgage and refinance rates today, Jan. 8, and rate forecast for next week
- What are your chances of mortgage approval?
- Mortgage and refinance rates today, Jan. 7, 2022
- How much should my mortgage be compared to my income?
- Pros and cons of buying points on a mortgage loan in 2022
- Should you apply for a mortgage online? Pros and cons of digital mortgages
- Higher rates coming for high-balance and second home loans
| Mortgage and refinance rates today, Jan. 8, and rate forecast for next week Posted: 08 Jan 2022 04:30 AM PST Today’s mortgage and refinance rates  Average mortgage rates nudged higher again yesterday. It’s been a dreadful start to 2022 for those who haven’t locked their rates yet. There have been […] | 
| What are your chances of mortgage approval? Posted: 07 Jan 2022 04:45 AM PST Many home buyers wonder if they can get approved for a mortgage. Learn what lenders are looking for and how to increases your chances of mortgage approval. | 
| Mortgage and refinance rates today, Jan. 7, 2022 Posted: 07 Jan 2022 04:30 AM PST Today’s mortgage and refinance rates  Apologies for the late publication of today’s mortgage rates report, which was down to a technical issue. Average mortgage rates climbed quite sharply yesterday. Overall, […] | 
| How much should my mortgage be compared to my income? Posted: 07 Jan 2022 03:45 AM PST How much should your mortgage be? It's all about mortgage-to-income ratio and how large of a monthly mortgage payment you can comfortably afford.  | 
| Pros and cons of buying points on a mortgage loan in 2022 Posted: 07 Jan 2022 03:30 AM PST Mortgage points affect the interest rate you get when you finance a home. When is it smart to buy mortgage points, and when should you avoid them? | 
| Should you apply for a mortgage online? Pros and cons of digital mortgages Posted: 07 Jan 2022 03:15 AM PST When you apply for a mortgage online with an all-digital lender, it will likely be faster and easier. But that doesn't always mean rates will be lower. | 
| Higher rates coming for high-balance and second home loans Posted: 06 Jan 2022 01:29 PM PST Consumers looking for a second home or applying for a high-balance mortgage will have to pay new fees starting April 1. | 
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